BizDiligence — Buy-a-Business Due Diligence, SBA Deal Comps & Valuation

About

BizDiligence is a side-panel research tool for anyone buying a small business — search funders, ETA (entrepreneurship through acquisition) buyers, self-funded searchers, SBA 7(a) and 504 loan applicants, and micro-PE operators.

Search the seller's legal entity name, or highlight any business name on any web page, right-click and run a full due diligence pass in one sidebar. No account, no tracking of your browsing.


WHAT THE PANEL SHOWS

- SBA deal comparables — similar acquisitions in the same NAICS code and region, with price, SDE multiple, revenue multiple and SBA loan amount, sourced from the full SBA 7(a) and 504 FOIA dataset (approximately one million real transactions back to 1991)
- Industry multiples — revenue, SDE and EBITDA multiples calculated from real SBA-financed transactions, not broker surveys or self-reported asking prices
- Lender benchmarks — which banks finance acquisitions in this NAICS, with approval rate, average SBA loan size, historical default rate and typical time to close
- Business valuation sanity check — where an asking price sits relative to the distribution of comparable SBA-financed deals in the last 24 months
- Federal due diligence on the seller entity — OFAC SDN sanctions, SAM.gov debarments, HHS OIG healthcare exclusions, EPA ECHO environmental enforcement, Federal Reserve enforcement actions, US Bankruptcy Court filings, prior SBA 7(a) and 504 loans, UCC filings and federal tax liens
- Composite diligence score with red flags called out by source and deep links to the underlying federal record


HOW TO USE IT

1. Pin the extension, then click the toolbar icon to open the side panel on the current tab.
2. Type the seller's legal entity name in the search box (e.g. "Bright Horizons LLC", not a broker's marketing title).
3. Or highlight any business name on any web page — BizBuySell, BizQuest, Flippa, Acquire.com, Empire Flippers, a broker's CIM PDF, a news article — right-click, and choose "Run diligence for…".
4. The panel is scoped to the tab you opened it on, so it stays out of the way while you browse and restores on return.


WHY MOST LISTINGS NEED THIS

BizBuySell, BizQuest, Flippa, Acquire.com and Empire Flippers hide the seller's legal entity name until NDA signature — standard M&A broker practice. No tool can run a federal record check on a name you don't know. What you can pull before the NDA is the deal-economics side: SBA comparables, industry multiples and lender benchmarks are driven by NAICS, region and price band, so you can pressure-test the asking price and the seller's SDE multiple before you sign. Once the seller discloses the LLC or corporate name in the NDA package, paste it into the panel and the federal record checks run instantly.


WHO USES IT

- Search funders and ETA candidates running buy-side due diligence on acquisition targets
- Self-funded searchers and first-time buyers shopping for a small business
- Serial acquirers, holding companies and micro-PE operators
- SBA loan applicants validating the asking price against real SBA-financed deal comps before approaching a lender
- Business brokers preparing seller-side packages with realistic, SBA-grounded comparables
- M&A advisors and corporate development analysts covering the lower middle market


DATA SOURCES

Industry multiples and lender benchmarks are computed from approximately one million real SBA 7(a) and 504 transactions — not broker surveys, Pepperdine reports or self-reported asking prices. Federal signals come directly from official US government datasets: CourtListener federal bankruptcy, SBA FOIA, CFPB consumer complaints, FDIC, OFAC SDN, SAM.gov, HHS OIG LEIE, EPA ECHO and the Federal Reserve enforcement register.


PRIVACY

No account required. No tracking of your browsing, no keystroke logging, no analytics on the selection text. Lookups go through our hosted API only when you explicitly click Search or trigger the context menu. Results are cached locally in your browser for 24 hours. We never see your buy box, your shortlist or which sellers you are negotiating with.


LIMITATIONS

This is research and informational tooling. It surfaces public federal records and computed comparables to support your own due diligence and SBA loan workflow. It is not legal, accounting, financial or investment advice, and it does not replace the formal quality-of-earnings (QoE) review or the legal due diligence required by your lender, your attorney or your CPA.


IF YOU'RE SCREENING VENDORS INSTEAD

If your workflow is vendor risk, KYB, procurement or compliance screening — BizDiligence will not help. Install our companion extension Vendor Risk Check instead, which provides a side panel with OFAC, SAM, bankruptcy and federal enforcement signals for any US company you look up.