Ask AYO Financial Terms

About

Ask AYO is Grammarly for financial literacy - a smart companion that explains financial jargon in plain English, wherever you're reading.


 NEW IN v6.8.0: 

- Enhanced analytics tracking to understand how users interact with AYO and where they encounter financial jargon. Includes anonymous user IDs for privacy-friendly usage metrics. No visible changes to user experience.
- Debugged


NEW IN v6.6.0:

• Premium waitlist - Join early for upcoming features
• Smart nudge system after 12 lookups
• Improved error handling and stability
• Better analytics for product improvements

All core features maintained: AI explanations, "Decode this page", manual selection, and Real Talk translations.

NEW IN v6.5.1

🎯 Welcome Experience - Choose how you want to use AYO from day one. Try right-click mode first, or enable always-on to have AYO ready on every page.

🔐 Optional Permissions - No scary warnings at install. You decide if and when to enable always-on mode.

⚡ Two Ways to Use - Right-click any term for instant explanations, or keep the widget ready on every page. Your choice.

NEW IN v6.4.1

💡 Why This Matters - Every explanation now includes real-world context showing why this concept affects you. Not just what it means, but why you should care.

🔗 Related Terms - Keep learning naturally. Each explanation suggests connected concepts, so you can explore deeper without losing your place.

⚡ Faster & Smarter - Instant responses with improved caching, plus better accuracy for numbers and financial figures.

HOW IT WORKS

The Floating Widget
A teal tab sits on the right edge of your browser. Click it to open Ask AYO.

Decode Any Page
Click "Decode this page" to instantly scan for financial terms. AYO finds terms like ISA, P/E ratio, EBITDA, dividend yield - and lists them all with one click.

Explain Any Selection
Highlight any text and click "Explain selection" for a contextual explanation of what you're reading.

Right-Click Any Term
See a term you don't know? Highlight it, right-click, and select "Ask AYO" for an instant explanation.

WHAT YOU GET

📌 In One Line - Every explanation starts with a one-line summary - instant clarity before the detail.
📖 Clear Definition - The formal explanation, written to be understood.
💬 Real Talk - Plain English that actually makes sense. No jargon to explain the jargon.
💡 Why This Matters - Real-world context showing how this concept affects your money decisions.
🔗 Related Terms - Clickable suggestions to explore connected concepts and build your knowledge naturally.

PERFECT FOR

- Reading The Times, Financial Times, Bloomberg, Reddit, or wherever you encounter financial news
- Understanding your ISA, pension, or investment statements
- Learning about stocks, ETFs, bonds, and markets
- Making sense of company earnings reports
- Students and Parents of Students, studying business, finance or economics
- Anyone who wants to understand money better

TERMS AYO EXPLAINS

- UK Investing: ISA, SIPP, LISA, gilts, FTSE 100, stamp duty, CGT, dividend allowance
- Markets: P/E ratio, market cap, EPS, EBITDA, free cash flow, dividend yield
- Trading: bull market, bear market, short selling, margin, stop loss, ETF
- Economics: inflation, interest rate, quantitative easing, yield curve, GDP
- And hundreds more...

FEATURES

✓ Floating widget - always accessible
✓ "Decode this page" - scan for all financial terms
✓ One-line summaries - instant understanding
✓ Three-part explanations (Definition + Real Talk + Why This Matters)
✓ Related terms suggestions - keep exploring naturally
✓ Clickable term chips - learn more without losing your place
✓ Works on any website
✓ Right-click context menu
✓ Clean, premium design
✓ UK and US terms covered
✓ 100% free

PRIVACY & SECURITY

- No personal data collected
- No browsing history tracked
- No cookies or trackers
- No ads, ever
- Works completely privately

Read our Privacy Policy: ask-ayo.com/privacy

WHY THE PERMISSIONS WARNING?

AYO uses minimal permissions by default:
✓ Right-click menu - to explain terms you select
✓ Active tab only - reads content only when you use it

Optional always-on mode:
If you enable always-on, AYO can read page content to have the widget ready everywhere. This is optional, and you can try right-click mode first.

We never:
✗ Track your browsing history
✗ Collect personal data  
✗ Change website content
✗ Show ads or sell data

Two Ways to Use AYO

Right-Click Mode - Highlight any term, right-click, select "Ask AYO"
Always-On Mode - Keep the widget ready on every page (optional)

You choose what works for you.

NOT INVESTMENT ADVICE

AYO provides educational explanations only. Always do your own research and consult a qualified professional before making investment decisions.


SUPPORT

Questions? Email [email protected]
Website: ask-ayo.com


Recent Updates 

- Added "Why This Matters" section to every explanation - understand real-world impact
- Related terms suggestions now clickable - explore connected concepts seamlessly
- Improved numerical accuracy - financial figures preserved exactly as written
- Faster responses with smart caching (up to 25x faster for repeated lookups)
- Better navigation - back button returns you to where you were reading
- Polished interface with consistent styling and smooth animations
- Added Related Terms suggestions to help you learn connected concepts
- Improved AI-powered term detection for better accuracy
- Fixed loading delay - instant feedback when you click "Explain selection"
- Enhanced contextual explanations for longer passages